Finty
P&N Bank

P&N Bank Budgeting Account

$0 monthly fee

An account designed for you to put aside money for your bills and expenses so you can stay on top of your finances.

Overseas spending fee
Not published
Overseas ATM fee
Not published
Digital wallets
None listed

Monthly fee

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Not listed
PayID
Yes
Overdraft available
Not listed

Who can open it

Age to open
12 and over

Who it's for

  • You must be or become a P&N Bank member.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

None

Most accounts that say charge none.

Pros and cons

Pros

  • No monthly fee. Keeping the account costs nothing, whatever you deposit.
  • PayID. People can pay you with your phone number or email instead of a BSB and account number.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.