Northern Inland Credit Union Pension Plus
$0 monthly fee
Specifically designed for full pension card holders. An everyday account for everyday access with a tiered interest rate. Sub accounts available for budgeting. No monthly account keeping fee.
- Overseas spending fee
- Not published
- Overseas ATM fee
- $2
- Digital wallets
- Apple, Google
Monthly fee
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay
- PayID
- Yes
- Overdraft available
- Not listed
Who can open it
- Age to open
- Any
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
None
Most accounts that say charge none.
Overseas ATM fee
$2
Each time you take cash out overseas. Typical is $5.
Pros and cons
Pros
- No monthly fee. Keeping the account costs nothing, whatever you deposit.
- Pays interest. 2.10% on your balance, which most everyday accounts don't.
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay and Google Pay, so you can pay with your phone or watch.
Cons
Nothing stands out.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- None
- Overseas spending fee
- Not published
- Monthly fee
- None
- Overseas spending fee
- Not published
- Monthly fee
- None
- Overseas spending fee
- Not published
