Finty
Heritage

Heritage Mortgage crusher

Our Mortgage Crusher transaction account offers a 100% offset against your eligible variable home loan, reducing the amount of interest you pay.

Overseas spending fee
3%
Overseas ATM fee
$5
Digital wallets
Apple, Google, Samsung

Monthly fee

Not published

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay, Samsung Pay
PayID
Yes
Overdraft available
Not listed

Who can open it

Age to open
Any

Who it's for

  • You can open a Mortgage Crusher (S10) account, if you: have a current eligible Heritage variable rate mortgage loan under the same member number; and give us recognised instructions to link the mortgage loan to your Mortgage Crusher (S10) account.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Overseas spending fee

3%

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

$5

Each time you take cash out overseas. Typical is $5.

Pros and cons

Pros

  • PayID. People can pay you with your phone number or email instead of a BSB and account number.
  • Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.