Heritage Mortgage crusher
Our Mortgage Crusher transaction account offers a 100% offset against your eligible variable home loan, reducing the amount of interest you pay.
- Overseas spending fee
- 3%
- Overseas ATM fee
- $5
- Digital wallets
- Apple, Google, Samsung
Monthly fee
Not published
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Overdraft available
- Not listed
Who can open it
- Age to open
- Any
Who it's for
- You can open a Mortgage Crusher (S10) account, if you: have a current eligible Heritage variable rate mortgage loan under the same member number; and give us recognised instructions to link the mortgage loan to your Mortgage Crusher (S10) account.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Overseas spending fee
3%
Of what you spend in another currency. Typical is 3%.
Overseas ATM fee
$5
Each time you take cash out overseas. Typical is $5.
Pros and cons
Pros
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
Nothing stands out.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- $14
- Overseas spending fee
- 3.5%
- Monthly fee
- $10
- Overseas spending fee
- 3.5%
- Monthly fee
- $10
- Overseas spending fee
- None

