Finty
Heartland Bank

Heartland Bank Access Account

$0 monthly fee

Our Access account is your complete everyday transaction account.

Overseas spending fee
Not published
Overseas ATM fee
Not published
Digital wallets
Apple

Monthly fee

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay
PayID
Not listed
Overdraft available
Not listed

Who can open it

Age to open
14 and over

Who it's for

  • To open an account, you must be an existing customer with a valid email address and an Australian mobile number.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

None

Most accounts that say charge none.

Pros and cons

Pros

  • No monthly fee. Keeping the account costs nothing, whatever you deposit.
  • Phone payments. Works with Apple Pay, so you can pay with your phone or watch.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.