Finty
Beyond Bank Australia

Beyond Bank Australia Retirement Account

The Retirement Account enables retirees to earn a little, whilst still using this as an everyday bank account.

Overseas spending fee
Not published
Overseas ATM fee
$4.50
Digital wallets
None listed

Monthly fee

Not published

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Not listed
PayID
Yes
Overdraft available
Not listed

Who can open it

Age to open
Any

Who it's for

  • Membership: You must be or become a Beyond Bank Australia member.
  • Only available to self-funded retirees or those in receipt of a Superannuation or Aged Pension or the Mature Aged Allowance.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Overseas ATM fee

$5

Each time you take cash out overseas. Typical is $5.

Pros and cons

Pros

  • Pays interest. 2.25% on your balance, which most everyday accounts don't.
  • PayID. People can pay you with your phone number or email instead of a BSB and account number.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.