bcu Concession Account
$0 monthly feeNo foreign transaction fee
A low-cost transaction account designed specifically for eligible Commonwealth Government concession card holders.
- Overseas spending fee
- 0%
- Overseas ATM fee
- Not published
- Digital wallets
- Apple, Google, Samsung
Monthly fee
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Overdraft available
- Not listed
Who can open it
- Age to open
- 18 and over
Who it's for
- Available to eligible Commonwealth Government concession card holders. Commonwealth Seniors Health Card, Pensioner Concession Card, Health Care Card or Department of Veterans Affairs (DVA) .
- You must be or become a BCU Bank member.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
None
Most accounts that say charge none.
Overseas spending fee
None
Of what you spend in another currency. Typical is 3%.
Pros and cons
Pros
- No monthly fee. Keeping the account costs nothing, whatever you deposit.
- No overseas spending fee. Handy for travel and for shopping online from overseas sites.
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
Nothing stands out.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- None
- Overseas spending fee
- None
- Monthly fee
- None
- Overseas spending fee
- None
- Monthly fee
- None
- Overseas spending fee
- None
