Offers a low ongoing 13.45% p.a. interest rate on balance transfers, cash advances, and purchases.
Low annual fee of just $25 p.a.
Up to 55 days interest-free on purchases.
Pros
Low ongoing interest rates.
Low annual fee.
Compatible with Apple Pay, Google Pay, and Samsung Pay.
No EFTPOS transaction fees.
Cons
No rewards program.
No complimentary insurance coverage.
No balance transfer offer.
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