Regional Australia Bank credit cards

Compare Regional Australia Bank's credit card offering. Review interest rates, fees, and benefits before applying.

Yvonne Taylor avatar
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David Boyd avatar
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Updated 21 Mar 2025   |   Rates updated regularly

Comparing of 2 Regional Australia Bank credit cards

Regional Australia Bank Your Choice Credit Card

Not available for application via this website

Regional Australia Bank Your Choice Credit Card

Highlights

  • Enjoy a purchase rate of 11.69% p.a. if you have a Regional Australia Bank home loan (14.69% p.a. ongoing purchase rate).
  • Low annual fee of $40 p.a.
  • Up to 55 days interest-free on purchases.

Pros

  • Low annual fee (waived for eligible Partnership Advantage Home Loan holders).
  • Discounted purchase and advance interest rates for home loan holders.
  • Additional cardholder at no extra cost.
  • Get up to 55 interest-free days on purchases.
  • Minimum credit limit of $500 for those who wish to keep spending on a tight leash.

Cons

  • No rewards program.
  • No overseas travel insurance and concierge services.
Regional Australia Bank Visa Platinum Rewards Credit Card

Not available for application via this website

Regional Australia Bank Visa Platinum Rewards Credit Card

Highlights

  • No fees for additional cardholders, cash advances and late payments.
  • The annual fee is waived for Partnership Advantage Home Loan holders (usually $195 p.a.).
  • Earn 0.75 Qantas Points for every $1 you spend on eligible purchases ang get complimentary Qantas Frequent Flyer membership and 10,000 points a year.
  • Up to 45 days interest-free on purchases.

Pros

  • No fees for cash advances, late payments or additional cardholders.
  • Visa Platinum Concierge Service.
  • Earn Qantas points for flights, travel upgrades and more.

Cons

  • The 19.99% p.a. interest rate on cash advances and purchases.
  • Interest free days limited to 45.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business