Qudos Bank credit cards

Compare the features, rates, fees, and benefits offered by Qudos Bank credit cards to make an informed decision about applying for one.

Yvonne Taylor avatar
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Bill Ryan Natividad avatar
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Updated 20 Mar 2025   |   Rates updated regularly

Comparing of 3 Qudos Bank credit cards

Qudos Bank Visa Platinum Credit Card

Not available for application via this website

Highlights

  • 4.99% p.a. for 5 months on balance transfers, and purchases. Reverts to 19.24% p.a.
  • Up to 55 interest-free days on purchases.
  • Earn 1 Qantas Point per $1 spent on eligible purchases.

Pros

  • Earn 1 Qantas Point for every $1 spent on eligible purchases.
  • Complimentary overseas travel insurance.
  • 24/7 worldwide Visa Premium Concierge Service.
  • Works with most of the major digital wallets.

Cons

  • $199 p.a. annual fee.
  • There is a 3.65% foreign conversion fee.
Qudos Bank Visa Lifestyle Credit Card

Not available for application via this website

Highlights

  • Pay no annual fee for as long as you maintain the card.
  • Benefit from a 4.99% p.a. rate on purchases and balance transfers for 5 months (12.59% p.a. thereafter).
  • No additional card fees apply.

Pros

  • The introductory rate of 4.99% p.a. for 5 months on purchases, cash advances and balance transfers.
  • Low standard interest rates.
  • $0 fee for an additional cardholder.

Cons

  • No interest-free days on purchases.
  • Longer balance transfer period offers are available.
  • Doesn't earn rewards or have any travel benefits.
Qudos Bank Lifestyle Plus Credit Card

Not available for application via this website

Highlights

  • $0 annual fee.
  • Enjoy 4.99% p.a. on purchases and balance transfers for 5 months (16.10% p.a. thereafter).
  • Up to 46 interest-free days.

Pros

  • Save money thanks to there being no annual fee.
  • Benefit from ongoing interest rates on purchases that are slightly below the average.
  • Receive special offers through Visa Entertainment.
  • Compatible with all major digital wallets, including Apple Pay and Google Pay.

Cons

  • No rewards program.
  • Interest-free days are limited to 46.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business