BankSA credit cards
BankSA offers great access to branches located throughout SA, but their competitive credit card offers are available no matter where you live in Australia.
Comparing of 8 BankSA credit cards
Not available for application via this website
Balance transfer
24 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$55.00 p.a. ongoing
Highlights
- Get a 0% interest rate on balance transfers for 24 months with a 2% transfer fee. After that, the rate changes to 21.99% p.a. for cash advances.
- Start with a credit limit as low as $500, helping you keep your spending in check.
- Add 1 additional cardholder at no extra cost.
Pros
Cons
Not available for application via this website
BankSA Vertigo Credit Card (Up To $500 Total Cashback)
Balance transfer
12 months at 6.99% p.a.
Purchase rate
13.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$55.00 p.a. ongoing
Highlights
- Earn 10% cashback on purchases at participating supermarkets and petrol stations (with a maximum of $500 cashback). Terms and Conditions apply.
- Get a 6.99% interest rate on balance transfers for 12 months with no transfer fee. After that, the rate changes to 21.99% p.a. for cash advances.
- Start with a credit limit as low as $500, helping you keep your spending in check.
Pros
Cons
Not available for application via this website
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$124.00 p.a. ongoing
Highlights
- Earn 75,000 Qantas Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
- Earn 0.5 points for every $1 spent on eligible domestic and overseas purchases.
- Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
- Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
Pros
Cons
Not available for application via this website
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$99.00 for 1st year
Highlights
- Earn up to 120,000 Bonus Amplify Points. Get 90,000 Bonus Amplify Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval and an extra 30,000 points after your first eligible purchase in year 2. Terms and Conditions apply.
- Earn 1 point for every $1 spent on eligible domestic and overseas purchases.
- You can use your points for gift cards, travel, transferring to partner airline programs, and other rewards.
- Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
Pros
Cons
Not available for application via this website
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$199.00 for 1st year
Highlights
- Earn up to 180,000 Bonus Amplify Rewards Points. Get 130,000 Bonus Amplify Rewards Points by spending $12,000 on eligible purchases in your first year. Plus an extra 50,000 points after your first eligible purchase in year 2. Terms and Conditions apply.
- Earn 1.5 points for every $1 spent on eligible domestic and overseas purchases.
- Redeem your points for gift cards, travel, transferring to partner airline programs, and other rewards.
- Get 2 free Priority Pass lounge visits each year.
- Use the Concierge Service to book experiences online, including exclusive tickets, last-minute reservations, and more.
- Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
Pros
Cons
Not available for application via this website
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$295.00 p.a. ongoing
Highlights
- Earn up to 120,000 bonus Qantas Points. Get 90,000 bonus Qantas points when you spend at least $6,000 on eligible purchases in the first 120 days from new card approval and an extra 30,000 points after your first eligible purchase in year 2. Terms and Conditions apply.
- Earn 0.75 points for every $1 spent on eligible domestic and overseas purchases.
- Earn 2x points on purchases with Qantas Frequent Flyer partners—once with your card and once with the airline partner.
- Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
- Get 2 Qantas lounge passes each year, perfect for adding comfort to your travels.
Pros
Cons
Not available for application via this website
BankSA Amplify Business Credit Card (Amplify Rewards)
Balance transfer
N/A
Purchase rate
19.49% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Earn points without limits, no matter how much you spend.
- Earn double Amplify points on eligible overseas transactions.
- Includes Transit Accident Insurance and Unauthorised Transaction Insurance, ideal for business trips and transactions.
Pros
Cons
Not available for application via this website
BankSA Amplify Business Credit Card (Qantas Rewards)
Balance transfer
N/A
Purchase rate
19.49% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Earn points without limits, no matter how much you spend.
- Earn 1 Qantas Point per $1 spent on eligible overseas transactions.
- Includes Transit Accident Insurance and Unauthorised Transaction Insurance, ideal for business trips and transactions.
Pros
Cons
More about BankSA credit cards
Insights into BankSA credit card fees, interest rates, balance transfer offers, and rewards.
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