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Westpac Altitude Black Credit Card (Qantas)

Name: Westpac Altitude Black Credit Card (Qantas)
Brand: Westpac
Rating: 0.0 (1 reviews)

Receive up to 120,000 bonus Qantas Points. Get 90,000 points upon spending $6,000 in the initial 90 days from the account approval date. Additionally, receive 30,000 points after making your eligible purchase in the second year.
Earn 0.75 points for every $1 spent on eligible domestic and overseas purchases.
Earn 2x points on purchases at merchant partners like Woolworths, BP, and over 900 brands at Qantas Marketplace, helping you rack up points faster.
Redeem your earned points for flights, upgrades, shopping, and more.
Get 2 Qantas lounge passes each year, perfect for adding comfort to your travels.

Pros and cons

Get up to 120,000 Bonus Qantas Points when you meet the criteria.
Westpac account holders can sign in to apply and get a reduced $150 card fee for the first year. After that, it’s $295 p.a., so it’s worth considering if the card’s perks match your spending habits.
Use the Concierge Service to book experiences online, including exclusive tickets, last-minute reservations, and more.
Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
Add 1 additional cardholder at no extra cost.
Includes fraud monitoring, secure online shopping, and a Fraud Money Back Guarantee.
Works with Apple Pay, Google Pay, and Samsung Pay.

Earnings are capped at $250,000 annually, but bonus Qantas Points are excluded from this limit.
The earning rate of 0.75 points is lower than that of others.
A $75 annual fee applies for the Qantas Rewards Program, which is worth it if you regularly earn points.

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