Regional Australia Bank

Regional Australia Bank credit cards

Regional Australia Bank Your Choice Credit Card

Not available for application via this website

Regional Australia Bank Your Choice Credit Card

Highlights

Enjoy a purchase rate of 11.69% p.a. if you have a Regional Australia Bank home loan (14.69% p.a. ongoing purchase rate).
Low annual fee of $40 p.a.
Up to 55 days interest-free on purchases.

Pros

Low annual fee (waived for eligible Partnership Advantage Home Loan holders).
Discounted purchase and advance interest rates for home loan holders.
Additional cardholder at no extra cost.
Get up to 55 interest-free days on purchases.
Minimum credit limit of $500 for those who wish to keep spending on a tight leash.

Cons

No rewards program.
No overseas travel insurance and concierge services.

Regional Australia Bank Visa Platinum Rewards Credit Card

Not available for application via this website

Regional Australia Bank Visa Platinum Rewards Credit Card

Highlights

No fees for additional cardholders, cash advances and late payments.
The annual fee is waived for Partnership Advantage Home Loan holders (usually $195 p.a.).
Earn 0.75 Qantas Points for every $1 you spend on eligible purchases ang get complimentary Qantas Frequent Flyer membership and 10,000 points a year.
Up to 45 days interest-free on purchases.

Pros

No fees for cash advances, late payments or additional cardholders.
Visa Platinum Concierge Service.
Earn Qantas points for flights, travel upgrades and more.

Cons

The 19.99% p.a. interest rate on cash advances and purchases.
Interest free days limited to 45.

As seen on