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Preparing for an unsecured personal loan

Before you start sifting through the myriad of unsecured personal loan options online, consider crossing these five items off your to-do list first: Build your credit score. Remember, a lender is les…...

Features to look out for

Make sure your lender can give you options when it comes to your loan term. You may be given a choice between weekly, fortnightly, or monthly repayments. Try to choose a term that lines up with your …...

Beware of additional fees

Your loan amount, interest rate, and comparison rate aren't the only numbers you should be concerned with. There are quite a few fees that shock first-time loan applicants. Here are a few of tho…...

Consider getting a co-signer

If you're not very confident about your credit rating, you can always opt for the help of a co-signer. A co-signer is someone who applies alongside you, and effectively agrees to cover your loan…...

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