Browse or search our knowledge base. We're here to help you.
Most of the time, the interest rates on personal loans are more favourable than those on credit cards. If you boast a good credit score, you may qualify for a very low interest rate. ...
Personal loans can be used to pay for almost anything, whether it's a car repair, home renovation or dream holiday, depending on the financial goals you need to meet. ...
Personal loans don't require individuals to have great credit. In fact, you can still likely qualify for one with a score of 600 or lower, although you may be able to borrow less, and will pay a…...
With this type of loan you can borrow as much as you need – provided you have the qualifying criteria to be approved for the amount you are seeking – and usually more than you can with a credit card.…...
Unlike payday loans, you'll be given a reasonable amount of time to pay off a personal loan. This applies especially to an unsecured personal loan. ...
If you make early or extra repayments, your lender may be missing out on interest they would have earned had you paid according to the original schedule. You may be charged early repayment fees to co…...
If you aren't looking carefully, you may find yourself indebted to a lender that isn't actually legitimate. Always ensure that a lender is registered or accredited. All the lenders listed a…...
On top of interest charges, personal loans will usually require borrowers to shell out an application fee (not in order to apply, but once the loan is approved) which may be anything between $50 and …...
If your credit score isn't great you may find that the interest rate you are offered is higher than the advertised rate. ...
Check out our support guides or email us.
Advertiser disclosure
At Finty we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.
Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.
For more information, please read our editorial policy and find out how we make money.
Rates updated regularly
We aim to maintain accurate product information, but details may change at providers' discretion. Read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) before applying.
The information provided here is general advice only and does not take into account your personal financial situation or needs.
Finty members get
I don't want rewards
I want rewards
Disclaimer: You need to be logged in to claim Finty Rewards. If you proceed without logging in, you will not be able to claim Finty Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.
As seen on
