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Latitude Low Rate Mastercard (Balance Transfer Offer)

Name: Latitude Low Rate Mastercard (Balance Transfer Offer)
Brand: Latitude Financial Services
Rating: 0.0 (1 reviews)

Get a 0% interest rate on balance transfers for 18 months with a 3% transfer fee. After that, the rate changes to 29.99% p.a. for cash advances.
Get 3% cashback on recurring payments with participating utility, telco, and streaming services.
Get additional cards at no extra fee.

Pros and cons

Earn Latitude Cashback Rewards when you shop in the merchant offers portal.
Start using your card instantly with Apple Pay—no need to wait for the physical card to arrive.
The ongoing purchase interest rate is 13.99% p.a., lower than many standard credit cards.
Get access to exclusive offers and discounts from hundreds of popular merchants.
Track and manage your card using the Latitude App.
It supports Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.

There is a 3% balance transfer fee.
After the promotional balance transfer period, any remaining balance will be charged at the cash advance rate, currently 29.99% p.a.
A 3% foreign exchange fee applies to overseas transactions.
The late payment fee is $45.

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