Mastercard credit cards

Highlights

• Get 0% p.a. interest on balance transfers for 24 months, with a 3% balance transfer fee (then 12.99% p.a. thereafter).
• No foreign transaction fees.
• Plus, complimentary overseas travel insurance for you and your family.

Highlights

• No annual fee for the life of the card.
• 0% p.a. for 6 months on purchases and transferred balances (with a 3% balance transfer fee). Returns to 18.99% p.a. thereafter.
• Add up to 3 additional cardholders at no extra cost.

Highlights

• 0% p.a. for 6 months on purchases and balance transfers, with a 3% balance transfer fee. (Reverts to 18.99% p.a. thereafter.)
• No foreign transaction fees, including when you're shopping at an overseas online store.
• No annual fee to pay for the life of the card.
• Put up to five eligible purchases on an interest-free payment plan with Easy Instalments.
• Credit limits start from a minimum of $6,000.

Highlights

• Get up to $350 cashback when you apply online and get approved. Receive a $50 cashback monthly for spending over $1,000 in the first 7 statement periods.
• A low 13.74% p.a. interest rate on purchases helps keep costs manageable.
• Split purchases over $100 into 4 payments over 6 weeks with PartPay, making it easier to manage larger expenses.

Highlights

• Earn up to 120,000 bonus Altitude Rewards Points. Get 90,000 Altitude Rewards Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval, and an additional 30,000 points after your first eligible purchase in the second year. Terms and Conditions apply.
• Earn 3 Altitude points per $1 on Qantas, Jetstar and Virgin Australia flights bought in Australia, subject to eligibility criteria.
• Earn 2 points per $1 spent on Uber, Uber Eats, Spotify Premium, Airbnb, and Overseas spend (including overseas purchases made from Australia).
• Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

Highlights

• Earn 75,000 Qantas Points when you spend at least $4,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
• Earn 0.5 points for every $1 spent on eligible domestic and overseas purchases.
• Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
• Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

Highlights

• Earn up to 180,000 bonus Altitude Points. Receive 130,000 Altitude bonus points by spending $6,000 on eligible purchases within 120 days of card approval. Additionally, get 50,000 points after your first eligible purchase in year 2. Exclusions apply.
• Earn 6 Altitude points per $1 on Qantas, Jetstar, Singapore Airlines, and Emirates flights bought in Australia, subject to eligibility criteria.
• Redeem your points for gift cards, travel, transferring to partner airline programs, and other rewards.
• Get 2 free Priority Pass lounge visits each year.
• Use the Concierge Service to book experiences online, including exclusive tickets, last-minute reservations, and more.
• Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

Highlights

• Use virtual card instantly once approved (typically within 60 mins)
• Tap n Pay with up to 55 days interest free
• Use credit to transfer money to anyone
• Exclusive features
• Thousands of 5-star customer reviews

Bank promo

• Get MONEYME's lowest advertised rate EVER of 18.74% p.a.
• Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.

Highlights

• Earn up to 90,000 bonus Qantas Points. Get 50,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 40,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
• Get 0% interest on balance transfers for 6 months with a 2% fee, reverting to the cash advance rate afterward.
• The annual fee is reduced to $349 for the first year, then increases to $399 p.a. thereafter.

Highlights

• Zero interest, zero late fees.
• Three credit limit options: $1,000, $2,000, or $3,000.
• Monthly fee remains straightforward: $15, $20, or $25, corresponding to your chosen credit limit.

Highlights

The Westpac Flex Card isn’t available for new applications anymore. We’ve left the information online for current customers and anyone curious. Check out other low-interest credit cards or no annual fee credit cards.

• This card offers 0% interest, helping you save on interest costs.
• $0 fee if you have no outstanding balance; otherwise, a $10 monthly fee applies.
• Access Westpac Extras and Rewards for additional offers and perks.

Highlights

• Limited-time offer for new customers: Earn up to $340 in Latitude Rewards when you apply and get approved by 28 August 2025. Get a bonus $100 in Latitude Rewards each month when you spend at least $1,000 in the first 3 months, plus unlock up to $240 in rewards every year on eligible local and overseas purchases. T&Cs apply.
• Pay no annual fee in the first year*. Keep saving with ongoing annual fee waivers when you spend at least $12,000 each year.
• There are no foreign transaction fees for purchases during travel or online shopping.
• Get FREE access to airport lounges, food, drinks, and Wi-Fi if your flight is delayed for 2+ hours.

*T&C's, annual credit card fee (normally $96), and other charges apply. New customers only, must be approved by 28 August 2025. Minimum spend applies.

Highlights

• Get 10% off one Coles shop (up to $50) and join Coles Plus Saver for free when you apply by 9 August 2025, get approved as a new Coles Plus Saver member, and link your Flybuys. Terms and Conditions apply.
• Earn 2 points per $1 on eligible spend—this is in addition to the regular Flybuys Points earned from other partners.
• Pay $0 in international transaction fees for purchases made online or overseas.

Highlights

• No annual fee ever.
• Get access to complimentary insurance.
• Earn 1 Flybuys point per $2 spent on eligible purchases.