• Varying card issuers: Just as with personal cards, a business card can be a Visa, Mastercard, American Express or Diners Club card. However, American Express has the largest choice of business cards in Australia.
• Varying card features: Features such as rewards and frequent flyer points (e.g. Qantas Points), sign-up bonus points, complimentary insurance, other travel benefits, and even low interest rates, are all available with business cards. However, business cards with low annual fees may have few or none of these features.
• Credit card or charge card: A business card may be a credit card, with a fixed credit limit and the option to defer payment and pay interest, or a charge card with no set credit limit and the strict requirement for full timely payment of the account balance each month.