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Commonwealth Bank Smart Awards Credit Card

Name: Commonwealth Bank Smart Awards Credit Card
Brand: Commonwealth Bank
Rating: 0.0 (1 reviews)

Earn up to 80,000 CommBank Awards points or up to 50,000 Qantas Points. Receive 20,000 CommBank Awards points or 12,500 Qantas Points each month when you spend $1,500 or more per month for the first 4 months using your new Smart Awards credit card. Terms and Conditions apply.
Earn up to 1.5 Award Points per $1 on purchases at major supermarkets, department stores, petrol stations, dining, and utilities, up to $5,000 per statement period. After that, earn 1 point per $1 on all other purchases and 0.5 points per $1 once total spending exceeds $5,000 in a statement period.
Points Boost allows you to earn up to 2 Awards Points or 0.8 Qantas Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Awards Points or 400 Qantas Points.
No international transaction fees for purchases you make overseas or online.
Comes with Complimentary International Travel Insurance. T&Cs apply.

Pros and cons

Earn up to 80,000 CommBank Awards points or up to 50,000 Qantas Points when you meet the criteria.
Earn unlimited Awards Points or Qantas Points each year.
Includes access to over 1,300 airport lounges via Mastercard Travel Pass by DragonPass.
Redeem your earned points instantly at Myer and Flight Centre.
Add an extra cardholder for free and boost your points-earning potential.
Includes Complimentary Purchase Security, Price Guarantee, and Extended Warranty insurance.
Eligible customers get complimentary access to book flights and hotels through Travel Booking (provided by Hopper).
Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, and Samsung Pay.

You can opt-in to earn Qantas Points for an annual fee of $90.
No monthly fee if you spend at least $2,000 per statement period; otherwise, it's $19 per month or $228 per year.
Relatively high purchase interest rate and cash advance interest rate.
Get up to 44 days interest-free on purchases, which is shorter than some other cards.

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