ANZ Business Low Rate Credit Card

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ANZ Business Low Rate Credit Card

Highlights

The first-year annual fee is waived, saving you $100 upfront.
Low 12.99% p.a. on purchases and 14.49% p.a. on cash advances make it great for managing costs.
Add unlimited additional cardholders at no extra cost.

Pros and cons

Pros

The card offers low ongoing interest rates, making it a cost-effective option for carrying a balance.
Provides Unauthorized Transaction Insurance up to $37,500 per cardholder and $200,000 per account annually.
Offers 24/7 anti-fraud protection, keeping your transactions secure around the clock.
The starting credit limit is $1,000, helping you keep your spending in check
Compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay

Cons

This card doesn’t offer an interest-free period, which could add costs if you don’t pay off your balance quickly.
There’s no rewards program or sign-up bonus, but it might suit those who prefer simplicity over perks.
An annual fee of $100 applies after the first year, which remains affordable.

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