American Express Business Explorer Credit Card

Name: American Express Business Explorer Credit Card
Brand: American Express
Rating: 4.6 (1 reviews)

Earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.
Includes 2 Centurion Lounge passes per year at Sydney and Melbourne airports.
Receive complimentary travel insurance when you book your return flight with your card.

Pros and cons

Additional cardholders. Add up to 99 additional cardholders for employees at no additional cost.
Digital wallets. This card can be used with Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Gambling transactions are not permitted on this card (or any other Amex card).

Complimentary travel insurance. Cardholders have access to complimentary domestic and international travel insurance covering themselves, their partner, and Card Member employees. The policy is active when the card has been used to pay for trips that start and end in Australia.
Concierge services. This card gives cardholders access to the American Express concierge service, available 24 / 7 for help with things like travel recommendations, booking travel or reservations, gift ideas, etc.
Lounge access. Card Members have access to The Centurion® Lounge in Sydney and Melbourne two times each year. Complimentary access for children traveling with the Card Member.
Rewards points. This credit card earns 2 Membership Rewards Gateway points for every $1 spent on eligible purchases.
Sign-up bonus. The American Express Business Explorer Credit Card allows you to earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.

Annual fee. The annual fee on this card is $149 p.a.
Balance transfers. There is no balance transfer offer for this card.
Cash advances. Cash advances are not possible with the Business Explorer Credit Card.
Foreign exchange fee. You will be charged 3% when you make transactions in a foreign currency while overseas or while shopping online at an overseas website.
Interest-free period. Get up to 55 days interest-free on purchases when you have paid your previous balance in full or made the minimum required payment.
Purchases. There is no special purchase rate offer on the American Express Business Explorer Credit Card at the moment. The standard rate of 23.99% p.a. will apply to purchases.