Westpac Altitude Business Gold Mastercard

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Westpac Altitude Business Gold Mastercard

Highlights

  • Earn 1 Altitude Point on eligible overseas and local transactions, then 0.5 points on government payments, offering tailored rewards based on your spending.
  • Redeem Altitude Points for business rewards such as travel, flights, merchandise, or gift vouchers, making it versatile for personal or business use.
  • Transfer points to five frequent flyer programs, including Qantas, Velocity, Air New Zealand Airpoints, KrisFlyer, and AsiaMiles, for added travel flexibility.

Pros and cons

Pros

  • $0 annual fee in the first year, saving you $150 upfront.
  • Add 1 additional cardholder at no extra cost.
  • Offers 4.99% p.a. for 12 months on balance transfers, with no BT fee, making it easier to manage debt.
  • Get a credit limit from $1,000 to $80,000, providing flexibility to support your personal or business needs.
  • Comes with complimentary international travel insurance, Interstate Flight Inconvenience Insurance, Overseas Transit Accident Insurance, plus extended warranty and purchase protection for added peace of mind.
  • Simplify tax reporting by linking automated bank feeds like MYOB, QuickBooks, and Xero to your system.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • There is a 3% fee if you use your card overseas.
  • Points are capped at 20,000 per statement cycle, which is ideal for moderate spenders.

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    As seen on

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