Finty Support

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Are interest rates personalised based on your credit score?

Yes. People with excellent credit scores will be offered a lower interest rate. ...

Do NAB check credit scores when processing an application?

Yes. NAB will pull your credit report when processing your application. ...

Can I increase my loan amount?

No, your loan amount cannot be changed even on the variable rate loan. Therefore, it's essential to apply for the amount you need in the first place. ...

Can NAB personal loans be paid off early?

Yes, if you have a variable rate. NAB does not charge an exit fee if you pay it off early. ...

How do I pay off my loan in full and close the account?

You can use the NAB Internet Banking service and app to view your balance and make payments. If you prefer, you can go into a branch to make your final payment. ...

Are NAB personal loans secured?

No, NAB personal loans are not secured. ...

Can people who already have a personal loan apply for a NAB personal loan?

Yes, provided you have a good credit score and pass affordability checks. If you’ve missed payments on your existing loan, you may not be eligible for a NAB personal loan. ...

Can temporary residents apply?

If you have a valid temporary resident visa, you are eligible to apply for a NAB personal loan. ...

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