Klarna

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Klarna

Highlights

Enjoy the flexibility to get what you want and pay over time.
Pay in 4 with Klarna through their app, with integrated brands, or anywhere Visa is accepted.
Klarna's instant approval process has zero impact on your credit score.

Pros and cons

Pros

Offers multiple types of payment plans.
Earn 1 reward point for every $1 spent.
The Klarna app lets you get price drop alerts and track purchases.
Supports a wide range of shops and stores.

Cons

There is a $3 late payment fee.
Missed payments may be reported to credit bureaus.

History

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

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